Message from Lynn: Dear Friends: Happy Holidays! 'Tis the season for family, food and shopping not to mention school programs, parties, decorating… With all the hustle and bustle, many are deciding to shop online to save time (and to prevent headaches). The Federal Trade Commission Bureau of Consumer Protection advises consumers to shop wisely, know their rights, search for the best deals and to keep good records. Shop Wisely -    Know whom you're dealing with.    Protect your privacy.    While online, order only on a secure server.    Guard your online password. Know your Rights -    Check the refund and return policy.    Read the fine print.    Check delivery dates.    Review warranties. Get the Best Deal -    Compare prices.    Check shipping and handling fees.    Order early to allow plenty of time for shipment and delivery. Keep Good Records -    Track your purchases.    Keep receipts & website printouts. Enjoy this holiday season and December's edition of MoneyWise. As always, it is a pleasure to serve as your State Treasurer.	December, 2004 Issue archived past issues ... F R E E ... Click here to sign-up and begin receiving your free subscription of MoneyWI$E. Email this page to a friend ... FEATURED STORIES ... Checking And Correcting Your Credit Report Eight Key Questions To Help You Manage Your Retirement Portfolio Online Banking: Should You Or Shouldn't You? Tax Benefits Of Charitable Giving ... MORE INFORMATION ... Treasurer Lynn Jenkins, CPA State of Kansas 900 SW Jackson, Suite 201 Topeka, KS 66612-1235 Tel: 785-296-3171 Fax: 785-296-7950 lynn@treasurer.state.ks.us www.kansasstatetreasurer.com
MoneyWI$E is an informational service provided by Kansas State Treasurer Lynn Jenkins, CPA for the people of Kansas. The material contained within MoneyWI$E does not necessarily reflect the views of the State Treasurer, the State of Kansas, or other contributing sources. MoneyWI$E is a free newsletter; materials contained within this issue may not be reproduced without express written permission of the State Treasurer or the contributing source. The opinions provided herein may or may not be appropriate for any individual's specific financial situation. Individuals are advised to seek the advice of a licensed financial planner, stockbroker investment advisor, or attorney before acting upon the information provided herein or making any investment decisions.